Travel insurance can cover the cost of medical treatment if you become sick or injured while traveling, which can be especially important if you are traveling to a destination where medical care is expensive or difficult to access.
Travel insurance can reimburse you for the cost of your trip if you have to cancel it due to unforeseen circumstances such as a family emergency or illness, or if your trip is interrupted due to weather or other reasons.
If your luggage is lost, stolen, or damaged during your trip, travel insurance can help you with the cost of replacing your items.
Travel insurance can provide you with compensation if your flight is delayed or canceled, which can help you cover the cost of accommodations or other expenses incurred due to the delay.
If you need to be evacuated from a remote location or repatriated back home due to a medical emergency, travel insurance can cover the cost of these services.
Travel insurance can help protect you against legal liability for any damages or injuries you may accidentally cause to others while traveling.
Many travel insurance policies provide access to a 24/7 emergency assistance hotline, which can be a valuable resource if you need help or advice during your trip.
Perhaps the most important benefit of travel insurance is the peace of mind it can provide. Knowing that you have coverage for unexpected events can help you relax and enjoy your trip, without worrying about the potential financial consequences of an unforeseen circumstance.
Travel Info, Adventurous Activity & Covid-19 Coverage Add-On
Travel Area Info | List of Adventurous Activity covered: | Covid-19 Coverage Add-On |
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1. Domestic (Malaysia) (Area 1) For coverage within malaysia only. 2. Asia (excluding Oceania & Middle-East Countries) (Area 2) Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Maldives, Myanmar, Pakistan, Philippines, Sikkim, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Timor Leste and Vietnam. 3. Worldwide 1 (Area 3) Covers all countries excluding Malaysia, Nepal, USA, Canada and list of excluded countries. 4. Worldwide 2 (Area 4) Covers all countries including Nepal, USA & Canada and excluding Malaysia and list of excluded countries. | 1. Abseiling 2. Bungee jumping 3. Sky diving 4. Hang-gliding 5. Helicopter rides for sightseeing 6. Hot air ballooning 7. Ultra Marathons 8. Water sports – Jet skiing, rowing, yachting, parasailing, surfing, windsurfing (boardsailing) 9. Mountaineering at mountains below the height of three thousand (3,000) metres above sea level necessitating the use of ropes and other climbing equipment rock climbing necessitating the use of ropes and other climbing equipment 10. Skiing or snowboarding all within official approved areas of a ski resort 11. Canoeing or white water rafting with a qualified guide and up to Grade 3 (of International Scale of River Difficulty) 12. Underwater activities involving artificial breathing apparatus for diving up to a maximum depth of thirty (30) metres with a qualified diving instructor and with recognised diving certification | 1. COVID-19 optional cover will be made available only for International Plan for Area 2, 3 and 4 (Silver, Gold and Platinum). 2. COVID-19 optional cover is only for Single Trip plan (not exceed 90 days) only. Not available for annual trip. 3. The adult covered person must be fully vaccinated. Children are exempted. 4. Trip Cancellation coverage is only effective if the certificate is taken up before you become aware of any circumstances which could lead to cancellation of your trip and the certificate is taken up at least 14 days before the commencement of the trip. |
Travel Area Info |
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1. Domestic (Malaysia) (Area 1) For coverage within malaysia only. 2. Asia (excluding Oceania & Middle-East Countries) (Area 2) Bangladesh, Bhutan, Brunei, Cambodia, China, Hong Kong, India, Indonesia, Japan, Laos, Macau, Maldives, Myanmar, Pakistan, Philippines, Sikkim, Singapore, South Korea, Sri Lanka, Taiwan, Thailand, Timor Leste and Vietnam. 3. Worldwide 1 (Area 3) Covers all countries excluding Malaysia, Nepal, USA, Canada and list of excluded countries. 4. Worldwide 2 (Area 4) Covers all countries including Nepal, USA & Canada and excluding Malaysia and list of excluded countries. |
List of Adventurous Activity covered: |
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1. Abseiling 2. Bungee jumping 3. Sky diving 4. Hang-gliding 5. Helicopter rides for sightseeing 6. Hot air ballooning 7. Ultra Marathons 8. Water sports – Jet skiing, rowing, yachting, parasailing, surfing, windsurfing (boardsailing) 9. Mountaineering at mountains below the height of three thousand (3,000) metres above sea level necessitating the use of ropes and other climbing equipment rock climbing necessitating the use of ropes and other climbing equipment 10. Skiing or snowboarding all within official approved areas of a ski resort 11. Canoeing or white water rafting with a qualified guide and up to Grade 3 (of International Scale of River Difficulty) 12. Underwater activities involving artificial breathing apparatus for diving up to a maximum depth of thirty (30) metres with a qualified diving instructor and with recognised diving certification |
Covid-19 Coverage Add-On |
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1. COVID-19 optional cover will be made available only for International Plan for Area 2, 3 and 4 (Silver, Gold and Platinum). 2. COVID-19 optional cover is only for Single Trip plan (not exceed 90 days) only. Not available for annual trip. 3. The adult covered person must be fully vaccinated. Children are exempted. 4. Trip Cancellation coverage is only effective if the certificate is taken up before you become aware of any circumstances which could lead to cancellation of your trip and the certificate is taken up at least 14 days before the commencement of the trip. |